Frugality Is Precision, Not Deprivation

frugality precision not deprivation

Frugality has a bad reputation. It sounds like eating cold beans from a can while wrapped in a blanket because you can’t afford heating. It brings to mind images of people obsessively counting pennies, reusing tea bags, and missing out on life because they’re too scared to spend. But that’s not frugality. That’s a scarcity … Read more

3 Digital Nomad And Crypto Friendly Debit Cards – Revisited

digital nomad debit cards

A while ago I wrote a mini-review for 3 digital nomad friendly debit cards. The rationale was that location independent peeps need better money tools than your usual, vanilla debit card. You need to make sure your card works in as many countries as possible, you need to have flexible limits settings and, if possible, … Read more

Debt Is Death

debt is death

Debt is a promise for a certain amount of future, not-yet-realized income, in exchange for the same amount, plus some extra. The extra is paid for the convenience of having the sum available immediately. Debt is usually paid back in regular installments, for weeks, months or years, each installment containing a certain combination of the … Read more